Can I both provide for my loved ones and leave a gift?

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Yes – to do this, many people choose to leave a share of their estate, or ‘residuary gift’, which enables them to look after their loved ones and financial commitments first and use their remaining estate to leave a charitable gift.

You can still leave a specific amount, or `pecuniary gift`, to charity if you’d like. This is just like leaving a sum of money to a loved one in you Will, you’ll need to make sure that your estate can cover these gifts to avoid any complications. This involves estate planning, looking at what you have now and deciding to whom it goes.

Why should I make a will?

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A will remains one of the most important documents we make during our lifetimes, affecting the wellbeing of those closest to us and the values we care about.

While having a properly prepared Will is not a legal requirement, it is something that provides peace of mind for you and your family. Having an up-to-date Will helps ensure that your wishes can be carried out and money and belongings will go to the people and causes you support.

Can I still give through my pension?

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Yes, if you receive an occupational pension and your pension provider deducts tax through the PAYE system, you are still eligible for the scheme.  Simply ask your occupational pension provider to make a donation from your pension before tax has been deducted.

Is there an administration fee?

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Yes, but only a small one.  Your employer will use a Payroll Giving Agent (like a charity bank) to distribute any money donated by you and your colleagues.  The Payroll Giving Agents are charities that need to make a small charge to cover their operating costs. Some employers pay this fee on your behalf so we receive your full donation.

If your employer doesn’t pay the fee, the Payroll Giving Agent will deduct it from your donation before passing it on to us. This will be between a 2% and 4% charge.

What happens to my donations if I leave my job?

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Your gifts are taken from your wages so they’ll automatically stops when you leave your job. But we hope that you will continue to give to us at your next job! You just need to set the gift up again as your donations are not transferable.